When the term on your mortgage expires it is time to renew your mortgage. Remember you do not have to renew with the same lender and should always consult with your mortgage broker prior to accepting an offer.
It always wise to get pre-Qualified for a mortgage before you start looking to purchase a home. A pre-qualification will give you peace of mind in knowing that you can qualify and more importantly the amount you qualify for.
It can often be difficult to get a mortgage through the chartered banks for Self-employed individuals. Fortunately, there are options and we offer loan programs specifically for the Self-employed.
Borrowing against your home is an excellent way to access money as mortgage interest rates are significantly lower than conventional means of borrowing. If you have been considering refinancing your property, It may be the right time to do so.
Home Equity Loans
The month-to-month cost of your debts combined can make it very difficult to get ahead, as all you end up doing is paying the interest or “minimum balances” of the loans. Using the money in your home to consolidate all of your debt is a winning solution.